How to invest 30% of your money and buy more if the performance is good, don't put all your eggs in one basket! by Nada 20231122

Hello. This is Nada from Seito Medical School. This time, instead of purchasing 100%, we will try purchasing 30%. I hope you don't have the horrible experience of buying 30% of a watermelon and only finding out the skin.

When you pick up a new product, do you ever wonder whether to buy it in a big box or a small box? When I buy a new product, I buy it even if I spend a certain amount of money if it catches my eye. Suppose there is a large size and a small size. If you miss this opportunity and buy a small box, you don't know if you will have it the next time. So, I buy a big box just in case, but when I take a bite and realize that it was a mistake, it would be a waste to throw it away, and it might be painful to eat the rest.

The same goes for investing: do you put all your money on the line and stick with it, or do you buy 30% of your money and see how it goes before buying more? Which one is better depends on each person. However, single point bets have a strong gambling element and can be said to be high risk and high return. On the other hand, it is better to watch the situation and buy it in stages if it looks good, because you can see the progress along the way, so it is lower risk and lower return.

I know the saying, don't put all your eggs in the basket. If you drop the basket, all the eggs will break. This egg story recommends diversified investment, but if you bet all your money on the stock of one company and unfortunately that company goes bankrupt, if you just bought the stock, you won't be in debt. , you will lose all your funds.

There is also a method called dollar-cost averaging, in which you buy a certain amount more each time period. In that sense, dollar-cost averaging invests a fixed amount regardless of a company's performance, so it is a little different from the method I'm talking about, where you buy based on a company's performance. If you have a stock that you're interested in, you can try buying 30% of it, and if it's good, you can buy more, or if it's bad, you can sell it. It takes a lot of courage to put all your money into one stock. Therefore, it is safe and low-risk and low-return to increase the amount of investment flexibly according to the situation at the time while keeping an eye on the company's situation.

If someone wants to start investing in stocks, it is safer to start by practicing demo trading. Of course, it's just practice, so you don't need to spend any money, but the advantage is that you can enjoy investing as if it were a game. If you are interested in stock investment, it may be wise to start with demo trading and then diversify your trading using the 30% rule during actual trading. See you soon~.

There are four types of companies: stock companies, limited liability companies, limited liability companies, and partnership companies. 20231120

[Today's report]

Hello. This is Tenfu from Seito Shijuku. I plan to use my blog as a notebook. I would like to write down what I studied during the day as "learning content", record it every day, and create a report of about 3 A4 size pages in about a week.

<Learning content for 2023/11/20>

I read a book on corporate law. There are four types of companies: stock companies, limited liability companies, limited liability companies, and partnership companies. LLCs, limited liability companies, and partnership companies are called membership companies. In a stock company, shareholders are called members to distinguish them from employees. A corporation is made up of shareholders who hold shares. On the other hand, in a membership company, equity, which is the status held by the employees, is important. Among these, a limited liability company is a form of company taken by foreign companies such as Amazon, Google, and Apple that operate in Japan.

A corporation has three characteristics. The first is the separation of ownership and management. The management and shareholders are separate, and the shareholders with money ask the professional management to run the business. The second is the transferability of shares. In principle, shares can be freely transferred. The third issue is the ``limitation of shareholders.'' This means that shareholders will not be liable for more than the principal amount invested.

I'm tired today, so I'll stop here.

If you plan your work properly, you can control it to a certain extent! ? Let's go back to basics! ! by Nada 20231120

Hello. This is Nada from Seito Medical School. What is important in promoting your work? The first thing is to wake up by 8am. There's a sense of tension that comes with having to walk into the rush hour with a piece of bread in your mouth even at 8am. By the time you finish eating the bread, you'll probably be drinking morning coffee at the station shop.

・Make a plan for your work

・Make a plan and work backwards from your goal to proceed with your work

・A job that looks like it will be finished soon turns out to be extremely

difficult Work that is outside the scope of work

- As long as you make a plan, you can control it to a certain extent

- The project is beyond your control

- Joining a hot project

- Returning to the basics

Another thing to do is to plan your work. When should you use the golf course during your work schedule? For this reason, there is the issue of when is the best time to make reservations for the golf course. In this way, work that requires extremely mental strength, such as entertaining golf while at work, requires planning and working backwards from the goal. When planning entertainment at a golf course, the first step is to make an appointment with your superior at the other company and ask them about the dates and times they are open. Negotiate with the golf course so that you can be on time for that reservation and have a golf time open with your superior.

However, the seemingly quick task of reserving a golf course can be surprisingly difficult. What do you do when the golf course is busy and you can't get reservations? In that case, you will need to consult with your superior again. Rather, you may need to check several days when the golf course's schedule is open and decide if there is a date that looks good from among them. The higher up you are, the more likely your superiors are to have free time in their schedules, so in a sense it may be more difficult to coordinate schedules than it is to get a hole-in-one.

In fact, if the golf entertainment job was extremely difficult, it would be outside the scope of my current abilities, so if I had completed the mission, even though it was difficult, I would have been able to improve the level of my work. can.

However, regardless of golf entertainment, I think that if you plan your work properly, you can control it to a certain extent. If the project gets out of hand, it will become a flame-out project and it will be difficult to put out the fire. Even mistakes that don't seem catastrophic at first glance, such as late delivery, can cause you to lose credibility depending on the other party, and you may not be able to secure future contracts.

Also, if it's a simple task, you may get started on it straight away without making any plans. This is a death flag, so I recommend making a planner, even if it's just a simple schedule. Of course, if your job is single-tasking, where you just go straight ahead, you might be able to aim beyond the horizon. Please let us know what's on the other side of the horizon. I'll serve you some tea. However, most of the work is multitasking, with many people sharing their roles.

When I get stuck at something, I go back to my basics. I would like to tackle multi-tasking work with planning rather than trial and error. When buying a stuffed bear in Dreamland, it is wise to think carefully about whether you can return it in installments before purchasing. See you soon.

List of things I want to do by November 2024, 11/19 study report by Tenpu

Hello. This is Tenfu from Seito Shijuku. This time I will talk about the challenges I would like to tackle in the coming year. The academic fields are business, medicine, physics, and mathematics.

・I want to do muscle training and lift my Nbox.

・Read medical books about life.

・I want to write an article for Seito Shijuku about business and management.

・I want to play around with physics formulas.

that's all. Please note that the number may increase or decrease again.

Learning content for 2023/11/19

I read a reference book for Japanese language classes for 6th grade elementary school students. It was about the picture book ``Big Turnip.'' Teachers read these Japanese textbooks aloud on behalf of the teacher, but it is said that when reading to elementary school students, it is a good idea to have them keep in mind that they are reading with a sense of purpose. Simply reading a textbook does not leave a lasting impression on your memory; it is important to read with an awareness of the issues and a critical spirit, and I think this is important even for adults. Other articles included methods for adapting to digital teaching materials and how to make use of 100 yen whiteboards by attaching magnets to the back.

As for the book on SE, even though it is an IT book, there was information about product portfolio management (PPM) and business life cycle related to business administration. I need an explanation of this kind of theory, but I feel that it is important not only to know about it, but to try to apply it to realistic examples. Regarding PPM, there are four types of elements: star business, money tree, problem child, and loser.For example, by investing in problem child and expanding its share, it becomes a star business and the market share and financial power may increase. there is. The business life cycle is a theory that goes through the introduction stage, growth stage, maturity stage, and decline stage, from the birth of a product to its decline. Of course, there are some products that are in a period of decline but will once again enter a period of growth due to technological innovation. This is just a theory and may not apply to all cases. If you would like a more detailed explanation of PPM and the business life cycle, please start by researching it yourself. If I have a chance, I might compile it in my own way when I have time.

(*)I would like to write one report a week. I would like to focus on a theme each time and summarize my research into it in three A4 size pages.

Management strategy: The Ford Model T was produced in large quantities to reduce fixed costs per unit.

Hello. This is Tenfu from Seito Shijuku. Companies need to quickly understand customer needs. You can say that you need to be aware of what customers find inconvenient, what they would like to see improved, and what they think is important even though they are not consciously aware of it. Oh, good job! !

In business administration, the story of Ford and GM is famous. Ford came up with a way to mass produce a car called the Model T Ford. In the manufacturing industry, there is a theory called ``economies of scale,'' which states that the more a product is produced, the more fixed costs are spread out and the cost of making the product becomes cheaper .

This is also a matter of economics, but many products consist of variable costs and fixed costs. I think the realistic product price is that a reasonably large profit is added to that. Fixed costs here refer to equipment such as factories and wages of workers.

In the short term, it is difficult to enlarge the factory or raise or lower the wages of workers, so these costs are considered fixed costs. Intuitively, fixed costs are costs that would take more than a year to change. Naturally, if this fixed cost is constant, that is, if the number of human resources is constant, the fixed costs such as labor costs per unit will be lower if you produce in large quantities, i.e., if you produce 100 units rather than 50 units.

Also, variable costs are the material costs of products , etc. Basically, the material cost per unit does not change whether you produce a small quantity or a large quantity, so if you produce a large quantity, the ``total'' material cost will increase.

Total material cost = material cost per piece (variable cost) x production volume.

Just to be sure, I'll say it again: Material costs per item are variable costs, regardless of production volume. Since the production volume can be changed over a short period of time, variable costs can be considered a short-term concept.

In other words, what I'm trying to say is that by mass producing the Model T Ford, the cost per vehicle was reduced, that is, the fixed cost was reduced , so it was possible to produce a very cheap car. . However, the success of Ford's Model T car did not last long, and it was overtaken by GM.

The reason is that although the Model T car was first class in terms of cost, there was only one type of Model T car available. As a result, customer needs change. GM began selling cars with a better design than the Model T, and design became more sought after than price.

It is common for companies that have achieved great social success to stick to the same way of winning, only to be overtaken by companies that come later and offer better products. Another example is the story of Swiss watches. In the past, mechanical Swiss watches held the majority of the market share. However, it was overtaken by Epson, which released the world's first quartz wristwatch in December 1969.

Thus, it is common for a successful company to be overwritten by another. In other words, GM determined that customers needed design over low price , and Epson introduced a new technology called quartz watches to the market. Whether GM and Epson planned and executed these decisions (planned) or happened by chance (emergent), these business decisions can be thought of as business strategies.

The overriding business strategy that I think of is retail. In the past, there were greengrocers, fishmongers, and a shopping street. With the opening of large shopping malls and the emergence of convenience store franchise businesses, traditional shopping streets are no longer seen. However, shopping malls, convenience stores, and more often mentioned department stores, are about to be overtaken by online shopping.

What is inconvenient for me is the disappearance of bookstores in the city. Buying books online allows you to see a variety of books. Once a social trend moves forward, it is difficult to stop it. I still believe in the possibility of real stores that are not online . I hope many people can share in the benefits. Next time, I would like to analyze strategy and tactics. See you soon.

Buy stick coffee! ! It costs 300 yen and contains 30 sticks. Definitely good value for money. by Nada 20231117

Hello. This is Nada from Seito Medical School. Coffee is sold in a variety of products including instant, stick, and powder. Of these three types, I definitely recommend the middle one. Ikkyu-san, don't cross this bridge. This is a story about why we can't cross.

First, let's talk about the merits of our favorite stick. It's a huge upset at this point. Now, what's great about Stick-kun is that if you go to a pharmacy or supermarket, you can buy a box of famous brand stick coffee for the price of two 500ml plastic bottles. The box was not a slim, light box, but contained 30 coffee sticks from a certain famous brand. I bought this 30-bottle, or 30 cups, worth of coffee for about 300 yen today. how is it? It's getting interesting now, isn't it?

Of course, even more affordable is definitely the powdered type of coffee, which turns out to be a great deal. However, as people who often buy powdered coffee know, while powdered coffee is convenient, it has the disadvantage that if you don't do it right, you can end up drinking endless amounts of coffee. I was also a powder coffee fan until recently, so if it weren't for the recent rush to raise prices, I think I would still be buying smaller powdered coffee.

Lastly, instant coffee has the disadvantage that it takes a long time for the coffee to drip from the pack filled with hot water. I think people today are becoming less impatient and are seeking efficiency. Also, instant food is delicious, but expensive. Once the inconveniences are overcome, I'll probably buy the instant version as well.

For now, if you have never bought stick coffee, I think it would be a good idea to consider purchasing it once. The key point is that products at pharmacies and supermarkets are often cheaper and brand-name than products at convenience stores. It's good to buy a small box of sticks as a trial, but it's time to buy it seriously! In that case, I recommend the big box of stick coffee that I bought earlier, which contains about 30 sticks.

Above all, the most expensive item at the secret boss level is the canned coffee from the vending machine, so once you get a general idea of ​​what's going on, the rest is history. However, I sometimes prepare canned coffee from a vending machine at night as a wake-up drink, so I wouldn't say it's cost-effective to simply buy it from a vending machine. As for the most delicious coffee, if it's in the same price range, the canned coffee from the vending machine would probably win. However, if you just want to get your caffeine fix, I recommend buying powdered coffee and following the dosage instructions. Lastly, just to be sure, my current favorite is stick coffee, so don't forget. See you soon.

My favorite ballpoint pen is a pen with red ink and a thickness of 0.4mm. Just saying "pen" has a lot of meaning. by Nada 20231117

This is Nada from Seito Medical School. This time we will talk about ballpoint pens. I've been using mechanical pencils since I was a child. Even at the cram school I attended when I was in middle school (the cram school from which the title of this blog is derived), I had no hesitation in choosing mechanical pencils. However, in high school I didn't study much and was absorbed in club activities, so I started writing reports to submit with a ballpoint pen from college. Since I used to write reports with a ballpoint pen, I started taking all my notes and tests with a ballpoint pen.

Ballpoint pen. Yeah. It exudes dandy. Then, as I entered the workforce, I stopped using mechanical pencils and ended up choosing ballpoint pens. As a pole penman (a name that sounds familiar overseas), I know that even just a ballpoint pen has a lot of depth. From water-based pens to oil-based pens, and even pens that can be erased with an eraser. By the way, the dark history is written in oil-based pen.

As for the thickness, the standard thickness you see at 100 yen shops is probably 0.7mm. However, if the pen has a thick lead, it is difficult to write neatly. Because the core is so thick, even the slightest misalignment can cause disaster. My favorite is a pen with a thin lead of about 0.4mm, and my recent craze has been writing notes with a red pen. It seems that there was a teacher at a certain company called Akapen Sensei, and I guess you could say that he was just enjoying the mood as an extension of that teacher.

That's why even though it is called a ballpoint pen, it has a deep meaning, and once written, it cannot be rewritten without correction fluid. When I was reading an article, it said that since you can't erase the words you write with a ballpoint pen, if you're writing in a math notebook, you can keep it as reference material, such as where you made a mistake in calculation. I remember reading that article and the only thing that came to mind was the word "huh." I guess I had never been aware of it. In any case, when it comes to ballpoint pens, there are many different types, from grip thickness to color and thickness, so I recommend that you look around at 100 yen shops. See you soon.